Simple, transparent pricing
Start free. Unlock institutional-grade underwriting when you're ready.
Always free · No card required
- ✓ Deal score (0–100)
- ✓ Grade & recommendation
- ✓ Intrinsic valuation vs. ask
- ✓ Market tier assessment
- ✓ Unlimited submissions
- — Full 10-year projection
- — PDF investor report
- — AI deal analysis
One-time · Per deal
- ✓ Everything in Free
- ✓ Full 10-year DCF projection
- ✓ Graded against your own targets — all 6 sub-factors
- ✓ NOI & cash flow charts
- ✓ Financing analysis (IO vs. P&I)
- ✓ Investor-ready PDF download
- ✓ Model assumption disclosure
- — AI deal analysis (Pro only)
or $499/yr — save 29%
- ✓ Everything in Per Report
- ★ AI Deal Analysis (10/day)
- ✓ Unlimited deal analyses
- ✓ Multifamily & Industrial engines
- ✓ AI OM extraction on every deal
- ✓ Location intelligence scoring
- ✓ Sensitivity analysis matrix
- ✓ Priority support
14-day money-back guarantee on annual plans
Want to know exactly how every deal is analyzed? See how UpsideIQ underwrites →
Looking for team plans? Contact us — multi-user firm subscriptions are coming soon.
A chatbot will give you an answer. We give you one you can defend.
You can paste your deal into a general AI chatbot — but it does the underwriting math in its own head, and large language models are unreliable at multi-step financial math.
- Does the math in its head — IRR and DSCR can be confidently wrong
- Ask the same deal twice, get two different numbers
- Only analyzes what you already know to ask
- Generic assumptions, not your buy box
- You can't defend "the AI said 14%" to your IC
- Verified engine — spreadsheet-parity math, correct every time
- AI judgment layered on numbers that are right
- Full institutional checklist applied automatically
- Graded to your cap, DSCR, IRR and target market
- Disclosed methodology + a report you can take to your IC
Full feature comparison
| Feature | Free | Per Report | Pro |
|---|---|---|---|
| Deal Score (0–100) | ✓ | ✓ | ✓ |
| Grade & Recommendation | ✓ | ✓ | ✓ |
| Valuation vs. Asking Price | ✓ | ✓ | ✓ |
| Unlimited Submissions | ✓ | ✓ | ✓ |
| Full 10-Year DCF Projection | — | ✓ | ✓ |
| Graded vs. Your Targets — 6-Factor Sub-Breakdown | — | ✓ | ✓ |
| NOI & Cash Flow Charts | — | ✓ | ✓ |
| Financing Analysis (IO/P&I) | — | ✓ | ✓ |
| Sensitivity Analysis Matrix | — | ✓ | ✓ |
| Investor-Ready PDF Export | — | ✓ | ✓ |
| AI OM Extraction | — | ✓ | ✓ |
| Location Intelligence Score | — | ✓ | ✓ |
| ★ AI Deal Analysis | — | — | ✓ |
| ★ AI Flag Context (per anomaly) | — | — | ✓ |
| Unlimited Deals | — | — | ✓ |
| Priority Support | — | — | ✓ |
Frequently asked questions
Is the free plan really free?
Yes, completely. You can submit unlimited deals and receive a deal score (0–100), grade, and valuation comparison at no cost. No credit card required.
What does the full report include?
The full report includes a 10-year financial projection (NOI, EGI, expenses, cash flows), score sub-breakdown across all 6 factors with actual metric values, NOI and cash flow charts, sensitivity analysis, complete financing analysis, and an investor-ready PDF.
What is AI Deal Analysis?
A senior-acquisitions-partner-style qualitative review generated on every deal. It cites the actual numbers from your underwriting, identifies structural risks, and surfaces the specific questions to ask the broker. Included on Pro plans (up to 10 fresh analyses per day).
Why not just use ChatGPT or Claude?
You can — but a general chatbot does the underwriting math in its own head, and large language models are unreliable at multi-step financial math: they can return a confidently wrong IRR or DSCR, and a different answer if you ask the same deal twice. UpsideIQ runs your deal through a verified, spreadsheet-parity engine, then layers AI judgment on top of numbers that are actually correct — applying the full institutional checklist automatically and grading against your own criteria. The result is reproducible, every assumption is disclosed, and you get an investor-ready report you can defend to your lenders and investment committee.
What is the difference between monthly and annual Pro?
Both give you identical features — unlimited deal analyses, all asset types, AI OM extraction, and location intelligence. The annual plan ($499/yr) saves you $209 vs. paying monthly ($59 × 12 = $708). Annual billing is charged once per year.
Do you offer team or firm plans?
Multi-user firm plans are in development. If you're evaluating UpsideIQ for a team of 3+, contact us at support@upsideiq.ai — we're onboarding firms manually while we ship the proper team-seat infrastructure.
Can I cancel my Pro subscription at any time?
Yes. Cancel anytime from your billing page. You'll retain Pro access through the end of your billing period. Annual plans are non-refundable after 14 days.
Is there a refund policy?
Yes — 14-day money-back guarantee on annual plans. If you're not satisfied in the first 14 days of an annual plan, contact us and we'll refund in full. No questions asked.
What asset types are supported?
Multifamily (apartments, workforce housing) and Industrial (warehouse, flex, NNN) are fully supported. Retail, Office, and Mixed-Use engines are in development.
Is this real institutional underwriting?
Yes. Our model replicates LFO Capital's actual acquisition underwriting — a full 10-year DCF with vacancy, bad debt, expense escalations, debt service waterfall (IO and P&I), DSCR, LP IRR via Newton-Raphson iteration, equity multiple, and intrinsic cap rate valuation. Every assumption is disclosed.
Start with a free deal score today
No credit card required. See what institutional underwriting looks like on your next deal.